Frugal Living Tips
We all know with the economy in the shape it is currently in we could all use some help when it comes to saving money. Things to cause us to spend our money unexpectedly will happen, but adopting some frugal spending tips can offset this for us.
Learning about where your money goes might make saving instead of impulse spending the norm. What you can do to become more frugal is follow the following tips:
Completely evaluate everything about your personal financial situation.
Trim off all the excess that is obviously not needed in your current budget. Perhaps you can cancel those extended cable channels that really add up quickly.
Cook meals at home and make it a family event. It is cheaper than eating out and the food is probably more healthy as well.
Shop around for the best insurance rates, car, health, dental, etc. You might be surprised with how much money you can save.
Stop making multiple trips in your car every day, plan on running all your errands in one day.
Cut coupons and actually use them, if you are like a lot of Americans you cut some coupons but don`t take them with you to the store.
Pay off your credit cards one at a time and start with the highest interest rate card first.
Put extra money on your mortgage payment principle every month, this will really pay off down the road.
Really look through your kitchen pantry and try to make meal from scratch, don`t be afraid to try different things in the kitchen.
Try to find entertainment that is free! There are always ways to entertain without spending a lot of money if you look for them. Try the newspaper and listen to what co-workers are doing on weekends for ideas.
Shop for produce at a local farm stand.
Never buy coffee, soda, or other drinks or snacks out.
Always grocery shop with a list.
Take advantage of sales on items that you would normally buy.
Only shop once a month.
Keep a price book and track prices by unit cost.
Stockpile staples when prices are low.
Buy generic items.
Use the Grocery Game.
Plan meals according to what is on sale that week.
Take advantage of rainchecks if the store doesn’t have a sale item that you need.
Take advantage of rebates at Walgreens, CVS, and Rite Aid…but only if you’ll use the item and will follow through on the rebate.
Buy enough of a sale item to last 12 weeks. That’s about how long sales take to cycle.
Shop at discount marts: Grocery outlet, The Dollar Store, etc.
Bring your own bags to the grocery store. Many stores offer a small discount per bag.
Take advantage of stores that double coupons.
Watch out for deals on things that your friends need, and have them do the same for you.
If you follow these frugal living tips you will start to save money every month. Before you know it you will amaze yourself with the amount of fun you can have without having to spend a fortune in the process.
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